资助常见问题

资助常见问题

MACU has teamed up with Solutions at ECMC to answer all of your student loan repayment questions. Solutions is a service of the non-profit organization ECMC and is dedicated to helping students manage educational loans. 他们的资源对你是免费的. 要联系解决方案学生贷款偿还顾问,请访问 www.ecmcsolutions.org 或打电话 1-877-331-3262.

完成FAFSA是经济援助过程的第一步. It will take seven days to process your form and send you a Student 援助 Report (SAR) once all required signatures are received. 您的SAR将总结您报告的有关应用程序的数据. 仔细检查这个信息以确保它是准确的. Keep a copy of your SAR and note your Data Release Number (DRN) in the bottom left hand corner of the first page; you will need your DRN if you decide to apply to additional schools. 你的FAFSA信息是否完整, an Expected Family Contribution (EFC) will be printed in the upper-right hand corner. 您的EFC将基于您在FAFSA上提供的财务信息, 你的学校会用它来奖励你的经济资助.

For additional help filling out the FAFSA, you can go to Completing the FAFSA on the FAFSA Web Site.

完成FAFSA网站申请

Students who have reached their aggregate loan limit can apply for student loans from an outside source, 比如私立学校贷款.

A Federal Student 援助 ID serves as your identifier to let you access your personal information in various U.S. 教育系统部. 完成FAFSA需要一个FSA ID. 

设置FSA ID

付款周期与学期相似.

  • 本科生: The payment period for undergraduate students is 12 credit hours and 20 weeks of instruction. Undergraduate students must pass the first 6 hours and begin attendance in 9 hours (third class in payment period) to be eligible for the second disbursement in the payment period. 本科生每次收费6个小时:
  • 研究生: The payment period for graduate students is 9 credit hours and 18 weeks of instruction. Graduate students must pass the first 6 hours and begin attendance in 9 hours (third class in payment period) to be eligible for the second disbursement in the payment period. Graduate students are charged for 6 hours and then for 3 hours (total of 9 hours for each payment period). 
    • 注意:研究生在每个付款周期内也会收到两次相等的付款. This means that the refund (if any) created by the second loan disbursement of your payment period will generally be larger than the first.


你可以拨打电话405-692-3204联系澳门大学经济援助办公室.

Subsidized loans do not accrue interest while a student is enrolled at least half-time in a degree-seeking program. 在下降到一半以下注册,利息将开始累积. 另一方面, an unsubsidized loan begins accruing interest immediately regardless of a student’s enrollment status.

一旦财政援助已经支付, 财务司有三个工作日的时间将资金存入你的学生账户. If eligible for an overage/refund check, the Bursar has another 14 business days to issue said check. 获得额外的经济援助, you can elect to have it deposited into a checking or savings account (Direct Deposit) or receive a mailed check from the Bursar.

If you would like to setup your direct deposit, please click on the following link: 澳门大学直接存款 

All CAGS (College of Adult and Graduate Studies) students will receive their first disbursement of financial aid approximately 4-6 weeks after the start date of their first course and two weeks of participation has been posted by the instructor. 所有学生在每个付款期获得2笔相等的付款.

Because eligibility for student aid does not carry over from one academic year to the next, students need to fill out the free application for Federal Student 援助 (FAFSA) for each award year in which you are or plan to be a student. 

The Department of 教育 requires schools that disburse Title IV funding (financial aid) to verify a certain percentage of submitted FAFSA applications. This should not in any way be contrued as suspicion or doubt on MACU’s part or that of the Department of 教育. FAFSA表格很难填写,错误也很常见. 这是我们确保一切尽可能准确的方式. 

专业的判断


学生资助办公室有权使用专业判断, on a case-by-case basis for students with “special circumstances” that affect a family’s ability to pay for a college education that is not reflected in the information provided on the Free Application for Federal Student 援助 (FAFSA).

The FAFSA is designed to determine a family’s ability to pay for higher education by calculating the Expected Family Contribution (EFC) amount. The EFC is a measure of how much the student and his or her family can be expected to contribute to the cost of the student’s education for the year. FAFSA提供的信息用于计算EFC.

Professional judgment is used to take into consideration factors which have not been reflected on the FAFSA. The professional judgment may either increase or decrease data elements used to calculate a student’s EFC. Expenses may also be added to a student’s budgeted cost of attendance depending on the situation.

以下情况不能进行专业判断:

  • 规避法律或法规
  • 免除一般学生资格要求
  • 将学生的独立状态变为依赖状态
  • 直接调整EFC
  • 更改需求分析公式或更改表值
  • 在出勤费用中创建一个新的类别

如果你对如何申请专业判断有疑问, 联系学生经济援助办公室,电话:(405)692-3204.

依赖项重写


The Student 金融援助 Office may do dependency overrides on a case-by-case basis for students with unusual circumstances, 前提是学生可以提供支持重写请求的文件.

请注意,下面列出的条件都没有, 单独地或组合地, 符合需要依赖覆盖的异常情况:

  1. 父母拒绝为学生的教育出资.
  2. 家长不愿意提供有关FAFSA或核实的信息.
  3. 家长不要求学生作为受抚养人缴纳所得税.
  4. 学生表现出完全自给自足.

Unusual circumstances do include (and may cause any of the above conditions) abandonment by parents, 威胁学生健康或安全的虐待性家庭环境, 或者学生找不到他的父母. 在这种情况下,可能需要依赖项覆盖.

文档对依赖覆盖过程至关重要. 文档必须支持, 并包括原因, the decision and should in almost all cases originate from a third party with knowledge of the unusual circumstances of the student.

了解学生情况的第三方,如老师, 辅导员, 医学权威, 神职人员, 监狱管理员, 政府机构, 或者法院应该确定不寻常的情况. 证据可以是签署的信件或官方文件,如法院命令.

借款人须知

对于进入第四章的学生和学生家长, HEA Student loan: The institution will submit all loan information to the National Student Loan Data System (NSLDS).

所有标题四, 高等教育学院学生贷款信息将由授权机构查阅, 银行, 和机构.

获取更多财政援助信息

For more information concerning financial aid, contact the office of Student Financial Services at:

(405) 692-3204

(电子邮件保护)